Insurance & Payment
Navigating the financial aspects of therapy should be straightforward. I am committed to transparency regarding fees, insurance coverage, and your financial investment in your well-being.
INSURANCE
Prominently Accepted: Aetna, Cigna, Allied Benefit Systems, EVHC, Health Scope, Luminare Health, Meritain, Trustmark Small Business Benefits. Additional Plans: AllSavers UHC, Carelon Behavioral Health, GEHA, Mass General Brigham, Medica, NYC Employees PPO, Nippon, Optum, Oscar, Oxford Health Plans, Providence, Scripps, Surest, Sutter Health, UHC Student Resources, UMR, UnitedHealthcare Global.
PRIVATE PAY
Private-pay / out-of-network rate: $225 per session. I provide thoughtful, individualized psychotherapy for those who choose high-quality care outside of high-volume insurance models.
A Note About Insurance Coverage
Your actual cost depends on your individual insurance benefits. Even when I am in-network, your plan may include a Copay, Coinsurance, Deductible, or specific behavioral-health benefit requirements.
01
Initial Information
Identify your preferred method of payment, whether through insurance or private pay.
02
Clarify Coverage
Determine your plan's behavioral health benefits and specific requirements before treatment begins.
03
Begin with Clarity
Start our work together with clear financial expectations and a focus on therapeutic growth.
Out-of-Network Options
If I am not in-network with your plan, I can provide a superbill that you may submit to your insurance company for possible out-of-network reimbursement. Please note that reimbursement depends on your individual plan and is not guaranteed.
Payment Policies
Individualized Care
My practice is intentionally limited in size to ensure focused, adaptive attention for each client rather than a high-volume model of care.
Financial Transparency
In compliance with the No Surprises Act, transparency regarding costs is central to your care plan. We can discuss expected costs before scheduling.
A Note About Insurance Coverage: Your actual cost depends on your individual insurance benefits. Plans may include a deductible, copay, or coinsurance. Coverage varies by plan, and it is recommended to verify your outpatient behavioral-health benefits directly with your provider.
Insurance & Payment
Understanding the financial side of therapy is an important part of beginning your journey. I am committed to transparency and helping you navigate your coverage options.
Insurance Plans Accepted
Featured Plans:
Aetna, Allied Benefit Systems (Aetna), EVHC (Aetna), Health Scope (Aetna), Luminare Health (Aetna), Meritain, Trustmark Small Business Benefits (Aetna), Cigna, EVHC (Cigna)
Additional Plans:
AllSavers UHC, Carelon Behavioral Health, Inc., GEHA, Mass General Brigham Health Plan, Medica, NYC Employees PPO Plan, Nippon, Optum, Oscar, Oxford Health Plans, Providence Health Plan, Scripps Health Plan, Surest (Bind), Sutter Health Plan, UHC Student Resources, UMR, UnitedHealthcare Shared Services, UnitedHealthcare Global
Private Pay & Out-of-Network
Rate: $225 per session
If I am not in-network with your plan, I can provide a superbill for you to submit to your insurance company for potential out-of-network reimbursement. Reimbursement depends on your individual plan and is not guaranteed.
How It Works
1. Select Payment Method
Determine whether you will be utilizing in-network insurance benefits or paying the private-pay rate.
2. Clarify Coverage
Confirm your specific behavioral health coverage and potential out-of-pocket costs prior to your first session.
3. Begin Therapy
Start your therapeutic work with clear expectations regarding the financial and clinical components of your care.
Payment & Billing
Payments are processed electronically. For your convenience, a valid credit card is required to be kept on file and will be charged at the time of session according to your plan.
Cancellations
Consistent attendance is vital for progress. Appointments canceled with less than 24 hours notice, or missed without notice, are subject to a late cancellation fee.
Common Questions
Frequently Asked Questions
Do you accept insurance?
Yes. My practice works with a range of commercial insurance plans, with Aetna and Cigna prominently accepted. Psychotherapy services may be covered in full or subject to your deductible, copay, or coinsurance depending on your plan.
How do I know what my insurance plan covers?
You can contact your insurance company directly to verify your outpatient behavioral-health benefits. You may also contact me before scheduling to confirm whether I participate with your specific plan.
Can I pay privately?
Yes. The private-pay / out-of-network rate is $225 per session. If you have out-of-network benefits, I can provide a superbill for potential reimbursement from your insurance provider.
What if my insurance is not listed?
Please reach out with the name of your insurance company and plan. We can determine whether I am currently in-network or if we can utilize your out-of-network benefits.
What if I have questions before booking?
I encourage you to reach out. We can clarify any questions you have regarding insurance, fees, or the therapeutic process to ensure we begin with clear expectations.
Notice: You have the right to receive a 'Good Faith Estimate' explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.